Month: February 2020

CompoSecure Names First Chief Innovation Officer

Metal card manufacturing leader invests in the future with Chief Innovation Officer

Somerset, NJ – February 25, 2020CompoSecure, L.L.C. (“CompoSecure”), a pioneer and category leader in premium financial cards, today announced Adam Lowe’s new role as chief innovation officer. Lowe brings nearly 10 years years of experience in the security and technology industry to lead the strategic vision and management for CompoSecure’s research and development department.

“For six years, Adam has been a technology driver at CompoSecure, taking an active role in the development of our contactless and dual interface solutions and he is ready to lead our innovations as we head into 2020 and beyond,” said Jon Wilk, CEO of CompoSecure. “Our first chief innovation officer reflects the company’s increased focus on technology, growth and the future.”

Lowe will oversee all phases of technical product development, from ideation to commercialization, in strong collaboration with the production and sales departments. He will provide ongoing support of existing products and lead the emerging prototype team that has grown substantially over the last two years, as well as manage the company’s patent portfolio and invention disclosure process.

Lowe has been with CompoSecure for the last six years with increasing levels of responsibilities within the R&D department, where Lowe and his team contributed to internal process improvements that drove operational efficiency. Before joining CompoSecure, he worked as a Principal Research Scientist at Syracuse Research Corporation  and as an Adjunct Fellow for the Forensic and National Security Sciences Institute at Syracuse University. Lowe holds an MBA from Cornell Johnson School of Management as well as a PhD from Cornell University, where his thesis focused on bio-nanotechnology.


About CompoSecure

Founded in 2000, CompoSecure is a pioneer and category leader in premium financial cards. The company focuses on serving the affluent customers of credit card issuers worldwide using proprietary production methods that meet the highest standards of quality and security. The company offers clients secure, innovative and durable proprietary products that implement leading-edge engineering capabilities and technology in both the public and private sector. The company’s mission is to increase clients’ brand equity in the marketplace by offering card products that differentiate the brands they represent, thus elevating the traditional card transaction process to a special cardholder experience.

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Innovation is in our DNA

An inventor and entrepreneur envisioned and helped build CompoSecure.

John Herslow saw an opportunity to enhance the growing ID market, creating one of the first long-life composite prelaminates, which were ultimately deployed in drivers licenses across the US. Under John’s technical leadership, the company grew into largescale production of IDs and ID components using these novel materials and constructions.

From this materials science expertise, CompoSecure evolved to become a market leader in the manufacture of non-traditional, premium payment cards. The company is credited with many firsts in the industry. CompoSecure created one of the first metal cards, the first EMV chip in a metal credit card, and the first dual-interface (contactless) metal card, an engineering feat. John Herslow’s inventive and entrepreneurial spirit was passed down to his daughter who today serves as executive chairman of the company, Michele Logan, who inspires every employee with CompoSecure to “do the impossible.”

As the new Chief Innovation Officer, I too am fascinated by the future, and products poised to disrupt the marketplace. Here are a few of the technological innovations we expect to see as more electronic functionalities are integrated into payment cards:

IOT – Everything is smart now. Products will only become more connected, enhancing the personalized experience between the product and the user. This experience requires a unique and secure identity. Cards have an advantage in this space as consumers are comfortable with cards as payment and identity form factors. The interoperability of cards with a varity of devices from cars to smartphone based payment devices provides a common touchpoint for consumers. This familiarity and ease of use poises cards, including those supplemented with electronics, to be the ideal credential long into the future.

Biometrics – Providing biological markers as an identifier is a hot topic right now as data security and breaches raise the stakes on template exposure, such as a person’s iris, fingerprint or face. The convenience and security makes biometrics an appealing choice that is already winning out over privacy concerns. Fingerprint sensors are already deployed on smartphones, computers and are being piloted in smartcards. Biometric smartcards are expected to particularly take hold in Europe where the PSD2 mandate requires more stringent payment authentication standards.

Electronic Cards – With the surge in card not present (CNP) purchases being driven by the ever-growing number of e-commerce transactions, new technologies are stepping in to address fraud. Several banks are starting to use a dynamic CVV card, which is a perfect example of this type of solution. Dynamic CVV converts the 3-digit code from a static number printed on the back of the card to one on a tiny e-ink screen that is periodically refreshed. A purchaser must physically possess the card in order to have all of the necessary information to make an online purchase, thwarting online fraudsters. Other technology options for financial institutions to consider include cards with power sources capable of feeding functions such as Bluetooth or interactive screens.

There is no single solution when it comes to payment technology. For example, an excellent solution for Europe may not be optimal for the United States. Our CompoSecure R&D team is continually working on innovation through trying to invent and evaluate a variety of technologies to support the future needs of our clients across the globe. We are in a search “to do the impossible.”